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This chapter is from the book

Social banking.

Transfer funds to friends, create a betting pool for the big game, pay money into a group fund for a sports team or charity—do it all with PayPal and your smartphone. Log on to and create an account. Then find the PayPal Mobile section and register your mobile phone number. Once registered, you can text payments as shown in the column to the right. (You can also log into and fill in the form for vendors with non-mobile accounts.)

Pay by phone

Sample text payments:

  • send 10 to 4085552388
  • 10 4085552388
  • send 10 to

PayPal will call or text you to confirm payment.

  • Convince your favorite bistro to register with PayPal and you can pay by mobile for dinner.
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